These frequently asked questions may serve to give you a better picture of what happens after a motorcycle accident, from the moment after impact to contacting an attorney.
Should I seek medical attention?
This step should never be ignored. No matter how minor your injuries seem, or even if you feel "fine" after a minor accident, you should always see a medical professional for an evaluation. If emergency assistance is offered at the scene of an accident, take advantage of it. Injuries may not always show themselves until days or a week later. Internal bleeding, organ damage, and even brain injuries are not the easiest to spot, but they are potentially lethal injuries.
Musculoskeletal injuries are not always noticeable right away, either. But these can be significant and cause chronic problems. Even if you've worn protective gear, including a helmet, you are vulnerable to head trauma. In addition, your insurance company will want to know if you had a medical evaluation. Failing to obtain proper treatment can not only hurt your medical condition, it can significantly detract from your insurance claim.
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What happens at the scene of an accident?
Stay at the scene. Leaving the scene of an accident without proper authorization, such as accepting emergency medical aid, is a serious crime. You should call the police, and document everything you can at your accident. Some basic things to make note of include:
- Take photographs of the scene: This includes the surrounding area, as it can show any weather affect, skid marks or other environmental factors or damage.
- Call the police: An officer can properly document the event, and be sure to note his name and badge number. Having an official police record of your accident can also strengthen your case.
- Call your insurance company: But keep your comments brief! You are not obligated to give a recorded statement. Whatever you say may be twisted and used to try and lower your settlement amount.
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Will my medical bills be covered?
This will depend on highly complex aspects of insurance law, and is perhaps the best reason why you should obtain an experienced accident lawyer right away. The at-fault motorist should cover your expenses through their insurance. However, they will typically not pay until your treatment is complete. Your doctors, your insurance company, and your attorney will have to assess your original coverage in order to determine any payments prior to settlement. Your medical team will want to be paid first, while the insurance company is taking its time in assessing the damages. To navigate this minefield, you need an attorney to help.
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What are my legal options?
Many complicated nuances arise during the legal process of a motorcycle accident. If the at-fault driver's insurance company happens to deny your attorney can help you fight back. Having an attorney on your side is certainly in your best interest, and will serve you well in the long run. An insurance company may attempt to sway you with a settlement that looks promising, but is probably a fraction of what your claim is actually worth. Our attorneys can get you the compensation you really deserve.
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Should I speak to an attorney?
Yes. Contact us today! Our experience with motorcycle accident cases, along with knowledge of how the insurance companies operate, has prepared us to handle whatever happened to you. Schedule your free consultation as soon as possible to begin your path to justice.
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