Is New Hampshire an at-fault or no-fault state?
In an at-fault state, the driver responsible for the accident has to pay for the damages. New Hampshire is an at-fault state. So, if you were in a car accident, you have three options to cover accident-related expenses.
- You can file a “first-party” claim with your own insurance company, if you have applicable benefits on your insurance policy such as medical payments coverage.
- You can file a “third-party” claim with the other driver’s insurance company.
- You can file a lawsuit against the other driver.
To find out the best option for you, make sure to consult with a car accident lawyer. They’ll weigh out your options with your best interest in mind.
How long do I have to file a car accident lawsuit?
New Hampshire law generally gives you three years from the date of your accident to file a lawsuit. Once you miss this deadline, you cannot file. But just because you can wait up to three years doesn’t mean you should. The sooner you begin the car accident lawsuit process, the better outcome for your case. Evidence can be lost if your car accident isn’t investigated in a timely manner, so don’t delay.
Remember that filing a lawsuit doesn’t guarantee that your case will go to trial. A settlement can be reached at any time, even after a lawsuit has been filed. Rather, filing a lawsuit keeps your options open and puts pressure on the insurance company to pay full value for your injuries.
How much is my car accident claim worth?
There’s no easy answer to this question because it depends on the circumstances. Some car accidents may be worth a few thousand dollars, while others can be worth hundreds of thousands or even millions. You should be compensated for the full cost of your injuries, including:
- Past and future medical expenses
- Lost wages and lost future income
- Modifications to your home or vehicle to accommodate a disability
- Pain and suffering
- Property damage
Ultimately, only a car accident lawyer can tell you how much your claim or lawsuit is worth.
Our attorneys can help you after your accident
If you’re involved in a car accident in New Hampshire, you have the legal right to seek compensation for damages. However, navigating the legal system is difficult, and you need advice from an experienced professional. Our law firm is here to offer that for you. If you’ve been injured in an accident, we’re ready to help. Contact us for a free, confidential consultation with a New Hampshire car accident attorney.